<?xml version="1.0" encoding="UTF-8"?><GPay><Header><ActivityCode>023025</ActivityCode><ReqSys>0001</ReqSys><ReqDate>${(upayDate)!}</ReqDate><ReqTransID>${(upayTransId)!}</ReqTransID><ReqDateTime>${(upayDateTime)!}</ReqDateTime><ActionCode>0</ActionCode><RcvSys>${(oriReqSys)!}</RcvSys><RcvDate></RcvDate><RcvTransID></RcvTransID><RcvDateTime></RcvDateTime><RspCode></RspCode><RspDesc></RspDesc></Header><Body><TradeSeqno>${(tradeSeqno)!}</TradeSeqno><OriReqSys>${(oriReqSys)!}</OriReqSys><OriReqDate>${(oriReqDate)!}</OriReqDate><TradeSession>${(tradeSession)!}</TradeSession></Body><Sign><SignFlag></SignFlag><CerID></CerID><SignValue></SignValue></Sign></GPay>